FREQUENTLY ASKED QUESTIONS

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General FAQ’s

  • Calgary's real estate market has seen strong demand, driven by affordable home prices compared to other major Canadian cities, steady job growth, and interprovincial migration. Depending on the season and property type, you may experience a competitive market, or you could find some great opportunities. Want a custom update on your price range or neighbourhood? Contact me here.

  • Yes. Calgary continues to attract investors with its relatively low property taxes, landlord-friendly legislation, and strong rental demand. Detached homes, suited properties, and new builds are popular among investors. Curious about where to start? Reach out for a tailored investment guide.

  • It depends on your lifestyle. First-time buyers often love areas like Mahogany, Evanston, or Copperfield. Investors may target places like Forest Lawn, Ogden, or Bowness. Relocators tend to gravitate toward family-friendly, central areas like Altadore, Tuscany, or Auburn Bay.

  • Technically, no. But having a licensed REALTOR® ensures you're protected, have local market insight, and gain access to off-market or early listings. Plus, as a buyer, my services are typically paid by the seller. No extra cost, full support. Book a free buyer consult now.

  • The process typically involves: getting pre-approved for a mortgage, working with a REALTOR® like me to find the right home, making an offer, completing conditions (inspection, financing), and closing. I’ll guide you through every step, start to finish. If you're feeling overwhelmed, I got you. Let's talk.

  • You may qualify for programs like the First-Time Home Buyers' Tax Credit, the Home Buyers' Plan (HBP), and the new First Home Savings Account (FHSA). Some new developments also offer perks.

  • Standard thresholds:

    • 5% of the first $500,000

    • 10% of the portion from $500,000 up to $1.5 million

    • 20%+ required only on homes priced $1.5 million or more

    Example: A $700,000 home requires:

    • 5% on the first $500K = $25,000

    • 10% on the next $200K = $20,000

    • Total down payment = $45,000

  • Expect legal fees, home inspections, title insurance, and potentially mortgage insurance. These usually total 1.5% to 3.5% of the purchase price.

  • It depends on your budget, lifestyle, and long-term goals. Condos are typically more affordable and low maintenance, with set monthly maintenance fees, while detached homes offer more space and long-term appreciation. Let’s weigh your options together, send me a message.

First-Time Homebuyer FAQ’s

Relocation FAQ’s

  • With virtual tours, digital contracts, and remote closings, relocating buyers can purchase with confidence. I handle everything locally while keeping you fully informed. Moving from another province? I specialize in relocations. Let’s connect.

  • Popular choices include:

    • Families: Tuscany, Auburn Bay, Evanston

    • Young professionals: Bridgeland, Marda Loop, Beltline

    • Retirees: Cranston, McKenzie Towne, Scenic Acres

  • Expect lower home prices, a different property tax structure, no PST/HST, and more landlord-friendly tenancy laws. Calgary also offers a lower cost of living overall.

  • Yes. Many of my relocation clients purchase remotely. I offer video walkthroughs, drone footage (where available,) and in-depth neighbourhood overviews to help you feel confident.

  • Most relocations take 6 to 10 weeks from planning to possession, but can take longer in some circumstances, depending on financing and possession dates. Starting early helps! Want a custom relocation timeline? Get in touch and I’ll map it out.

Investor FAQ’s

  • Yes. With rising rents, strong population growth, and low vacancy rates, Calgary offers promising cash flow and long-term appreciation potential.

  • Suited homes (legal secondary suites), townhomes in up and coming areas, and newer condos in high demand rental zones all perform well. I can help you run the numbers, reach out anytime.

  • Alberta's landlord-tenant laws are relatively balanced but favour landlords more than in BC or Ontario. Clear lease terms, security deposit limits, and notice rules apply.

  • Factor in purchase price, mortgage payments, taxes, insurance, maintenance, and expected rent. I can help build a custom pro forma for any property.

  • You can use the Home Buyers' Plan (HBP) for your own purchase, but RRSPs typically cannot fund direct rental property purchases unless through specific REITs or structures. Consult an independent financial advisor for investment strategies.